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As a fee-only financial advisor, I’m committed to your financial future, not financial products tied to incentives. This means you pay a flat fee for advice and asset management, and there is no minimum asset requirement.
You can trust that I will always put your best interests first, to build and protect your personal wealth.
WHAT YOU CAN EXPECT
Regardless of your assets or your age, you’ve worked hard to get to where you are. You’ve earned the right to work with a financial advisor who is dedicated to working in your best interests.
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Together, we will identify what you want to accomplish, the resources and budget you need to make it happen, and the appropriate timeline to achieve your goals. I will get you on the track to put your mind over your money.
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Then, we develop a comprehensive plan, taking all of your personal and financial information into consideration.
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Finally, we’ll work together to manage the plan and make adjustments as your circumstances change along the way. In addition, we regularly monitor the performance of your assets and proactively optimize your portfolio and budget as we go.
HERE’S WHAT WE’LL COVER
CASH FLOW AND DEBT MANAGEMENT
First, we’ll create a realistic household budget and determine where you can reduce spending. Also, we’ll ensure you have an appropriate emergency cash reserve on hand. Next, we’ll make a plan for paying down debt while saving for retirement.
INVESTMENT MANAGEMENT
We’ll use asset management to take a close look at your asset allocations, types of accounts, and risk assessments. Then, we’ll see to it that your investments are aligned with your goals and positioned for success.
TAX PLANNING
We’ll work with your accountant to coordinate your annual taxes. And, we’ll take a year-round approach to managing and minimizing your tax burden.
EDUCATION PLANNING
With the skyrocketing cost of higher education, it’s important to start early with your education savings plan. To start, we’ll determine how much you should be saving for your children’s education. Then, we’ll ensure you are using the appropriate types of accounts and investments.
RETIREMENT PLANNING
We will build a financially successful retirement plan that is right for you. To start, we’ll take full advantage of your employee-funded retirement accounts. Then, we’ll ensure you are using the right types of personal retirement accounts. Finally, we’ll manage the right mix of suitable investments.
ESTATE PLANNING
First, we’ll work with an estate attorney and put a plan in place in case of your untimely death. We make sure you are properly taken care of during your lifetime and your loved ones are protected financially. Plus, we’ll plan for the long-term. We ensure your assets are disbursed as you wish and in the best interest of your beneficiaries with minimal estate taxes.