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Most folks don’t. Are you most folks? A goal for many people is to try to save 15% of their income. You may or may not be able to do that now. The good news is, many clients are able to save much more than they have historically. I help our clients set realistic goals and teach “pay yourself first.” Sometimes this requires restructuring the budget, other times not.
The important part is to recognize if you are on the road to achieving your financial goals. If not, adjustments need to be made. Remember, most folks don’t save enough. Most folks don’t work with a fee-only financial planner. Don’t be most folks. Philip Swann is the Principal and Founder of Well-Planned Financial, LLC, a fee-only financial advisory firm. Philip provides services to young professionals to plan their financial future taking on the role of their financial ally by being an educator, coach, advocate, and accountability partner. Philip has over three decades of small business experience.